SAN ANTONIO – It is hard to believe, but this is our fourth year offering Medicare coverage to our Hermann Sons Life Members! Since we began, we have been honored to help so many of you navigate your Medicare options with confidence and peace of mind. Here’s to continuing to serve you with the same care and dedication for many more years to come.
We are also here to help non-Hermann Sons Life members with their Medicare needs. In fact, anyone that uses one of our agents to sign up for Medicare has the option to become a Hermann Sons Life Member.
Medicare’s Annual Enrollment Period (AEP) is right around the corner and will run from Oct. 15 to Dec. 7. This short window is the one time of year when most Medicare beneficiaries can make important changes to their health and prescription drug coverage for the following year. Missing the AEP window can mean having to wait an entire year to make changes to your plan.
Reasons to review your Medicare plan during AEP
- Your health needs may have changed. New prescriptions, diagnoses, or treatments might mean you need different coverage.
- Plans change every year. Even if your plan’s name stays the same, your premiums, copays, and coverage can change.
- Doctors and hospital networks can change, and it is important to make sure your preferred providers are still in-network.
- You could save money. There might be another plan that offers better benefits at a lower monthly premium.
- Avoid coverage gaps by ensuring your plan still meets your needs and help prevent any out-of-pocket expenses.
- Take advantage of new benefits. Some plans add perks like vision, dental, hearing or wellness programs each year.
- Reviewing your plans during AEP, can give you peace of mind without any unexpected changes when January arrives.
Always be aware of changes to your Medicare plan that can affect your premiums, copays, provider networks and drug formularies. Even if you are satisfied with your current coverage, reviewing your plan during AEP ensures you are not caught off guard by changes that could impact your health or wallet.
How Hermann Sons Life Agents can help
Navigating Medicare’s rules and comparing plans can feel overwhelming. That is where Hermann Sons Life Agents come in. Our licensed, knowledgeable agents:
- Review your current plan and identify changes for the upcoming year
- Compare multiple plan options to find one that fits your needs and budget
- Explain your choices so you feel confident in your decision
- Assist with enrollment paperwork, making the process smooth and stress-free
- Provide ongoing support year-round, not just during AEP
We understand that choosing the right Medicare coverage is a personal decision. We are here to make sure you have the information and guidance you need to choose wisely.
Don’t miss your chance. The Medicare Annual Enrollment Period is your opportunity to secure the coverage you need for the year ahead. Contact our office today to schedule your free, no-obligation Medicare review.
Thank you for making Hermann Sons Life your trusted life insurance, annuity, and Medicare company.
