Protect Your Family's Future - Hermann Sons Life
Whole Life
Protect Your Family's Future

Preparing for a financially secure future? Our Whole Life insurance provides lifelong coverage for lasting peace of mind.

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Our Whole Life Insurance Plans

  • Interest-Sensitive - Hermann Sons Life

    Interest-Sensitive

    Ages

    Adults 18-70
    Juniors 0-17

    Coverage Available
    If you need to list more information it will go here.

    Adult plans can be issued from $35,000 to $4 million. Junior plans can be issued from $30,000 to $1 million.

    Additional Information

    Individuals can tailor their coverage to align with their unique financial circumstances and protection needs. Riders available. Paid monthly, quarterly, semi-annually, or annually.

    FORM HSL-FLA-2017

  • 20-Year Limited Pay - Hermann Sons Life

    20-Year Limited Pay

    Ages

    Adults 18-70
    Juniors 0-17

    Coverage Available

    Adult plans can be issued from $10,000-$249,000. Junior plans can be issued from $15,000-$50,000.

    Additional Information

    This limited life certificate will give you a policy completely paid-up in 20 years. Riders available. Paid monthly, quarterly, semi-annually, or annually.

    FORM HSL-J-2017
    FORM HSL-H-2017

  • Senior Adult Final Expense - Hermann Sons Life

    Senior Adult Final Expense

    Ages

    50-90

    Coverage Available

    Plans can be issued from $5,000-$50,000.

    Additional Information

    The SAFE Plan is designed to give you peace of mind knowing that your final expenses are taken care of.
    Riders are not available for this plan.

    FORM HSL-SAFE-2017

  • Single Premium - Hermann Sons Life

    Single Premium

    Ages

    Adults 18-70
    Juniors 0-17

    Coverage Available

    Adults plans can be issued starting $10,000-$4 million. Juniors $15,000-$1 million.

    Additional Information

    A larger monetary investment up front can be more economical in the long run.
    Riders are not available for these plans.

    FORM HSL-JSPL-2020
    FORM HSL-SPL-2020

Calculate Your Life Insurance Needs

What Plan is Right for Me?

Our agents can personally help you choose the right coverage and products for your specific needs to financially protect the ones you love, help get you started on a retirement savings plan or assist you with your Medicare coverage options.

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Hermann Sons Life
Designed to Last a Lifetime

What Is Whole Life Insurance?

Whole life insurance offers lifelong coverage with flexible plans, including interest-sensitive, limited pay, and single premium options. You can choose coverage amounts and payment schedules that suit your needs, with specific plans like the SAFE Plan providing final expense coverage for seniors. It’s a secure way to ensure financial protection for your loved ones.

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Hermann Sons Life

Choosing a Beneficiary

An important decision to consider when purchasing a life insurance policy is who will receive the cash benefit from your policy and will that person administer the assets as you intend. It is very important to choose a beneficiary because if you do not choose one, state laws can determine how your estate will be allocated.

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Hermann Sons Life

Ownership

It is important to understand what it means to be a policy owner. This is a decision that should not be taken lightly. The owner of the life insurance policy will have exclusive rights to make changes or updates to the policy. In addition, the owner is the only person allowed to receive personal or financial information regarding the policy.

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What to Consider When Buying a Whole Life Plan

  • Hermann Sons Life

    You can choose to pay annually, semi-annually, quarterly, monthly, or by monthly bank draft.

  • Hermann Sons Life

    A fixed rate of interest applied to cash value, will help your cash value account grow.

  • Hermann Sons Life

    Whole life builds cash value, and includes nonforfeiture options and riders.

  • Hermann Sons Life

    You have insurance protection for your lifetime.

  • Hermann Sons Life

    Policies can be paid completely with a single premium or after a certain number of years.

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