Happy New Year from everyone in the Hermann Sons Life Sales Department. We want every member to know we appreciate their membership and referrals. This year, 2024, was our third year to be in the Medicare world and we loved assisting every member that called us for help in figuring out the best Medicare Plan. We have a great Medicare team onboard available year-round to help you.
Start the New Year right: Evaluate your insurance and annuity needs
As the calendar turns to a new year, it is the perfect time to take stock of your financial goals and ensure your insurance and annuity plans align with your future. Life changes, and so do your needs. A quick evaluation can help you stay on track for a secure and prosperous 2025.
Why the New Year is ideal for a review
The start of a new year brings fresh opportunities to reassess your priorities. Life events like getting married, having a child, buying a home or nearing retirement may have shifted your financial plan. Taking the time to evaluate your insurance and annuity policies ensures you are not only protecting your loved ones but also maximizing your financial growth potential.
Key questions to ask yourself:
• Do I have enough life insurance coverage? Life insurance is about protecting those you care about most. If your family has grown or your income has increased, it may be time to increase your coverage.
• Are my beneficiaries up to date? Life events can impact your choice of beneficiaries. Ensure your policies reflect your current wishes to avoid complications later.
• Am I savings enough for retirement? Annuities can provide a reliable stream of income in retirement. Consider whether your current contributions and plans align with your retirement timeline and goals.
• Does my policy fit my current needs? Different life stages require different solutions. You may need to adjust your policy to better suit where you are in life.
Benefits of an annual review:
• Peace of mind knowing your family’s financial future is secure.
Cost Efficiency: Avoid paying for coverage you do not need or missing out on better options.
• Future Preparation: Ensure your plans align with major life milestones or retirement goals.
How Hermann Sons Life can help:
At Hermann Sons Life, we specialize in providing life insurance, annuities and Medicare solutions that grow with you. Our experienced team is here to review your policies and ensure they meet your needs.
Take the first step toward financial confidence in 2025. Schedule your free insurance review today and start the year with the peace of mind you deserve.
