Interest-sensitive plans are available for adults (ages 18-70) and juniors (ages 0-17). They can be paid monthly, quarterly, semi-annually, or annually. Plans can be issued from $30,000 to $1 million depending on the age of the insured and premium payment method. This flexibility ensures that individuals can tailor their coverage to align with their unique financial circumstances and protection needs.
20-year Limited Pay plans are available for adults (ages 18-70) and juniors ages (0-17). The adult plan can be issued from $10,000 to $249,000. The junior plan can be issued from $15,000-$50,000. Accidental death, premium waiver, and insurability protection riders are available for both adult and junior plans, offering policyholders the option to customize their coverage to suit their specific needs.
The SAFE Plan is a single premium product available to adults ages 50-90 and in the amount of $5,000-$50,000. The plan has historically had an increasing death benefit designed to help the death benefit keep up with inflation. With funerals averaging between $10,000 and $15,000 or more, it is a wise decision for anyone to make plans for final expenses.
Single premium plans are available for adults (ages 18-70) and juniors ages (0-17). The adult plan can be issued from $10,000 to $1 million. The junior plan can be issued from $15,000 to $1 million. Riders are not available for these plans.
What product is best for you? How much protection do you need?
These questions are best answered through the process of analyzing needs.