A Strategic Retirement Choice - Hermann Sons Life
Fixed Annuities
A Strategic Retirement Choice

See if our Flexible Premium Preferred Annuity or our Multi-Year Guaranteed Annuity is right for you with secure growth, competitive rates, and tax-deferred interest for your retirement savings.

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Our Fixed Annuity Plans

  • Flexible Premium Deferred FPDA - Hermann Sons Life

    Flexible Premium Deferred FPDA

    Non-Qualified
    Traditional IRA
    Roth IRA

    Ages

    18-89

    Minimum Initial Deposit

    $2,500

    Maximum Deposit

    First year $300,000. Subsequent years $50,000.

    Additional Information

    Annuity interest rate is 5% with a 2.90% minimum guarantee. Ideal for 1035 exchanges and rollovers.

    FORM HSL-FPDA-2024

  • Multi-Year Guaranteed Annuity - Hermann Sons Life

    Multi-Year Guaranteed Annuity

    Non-Qualified
    Traditional IRA
    Roth IRA

    Ages

    18-95

    Minimum Deposit

    $5,000

    Maximum Deposit

    $1,000,000

    Duration

    5-year option and 3-year options

    Additional Information

    Guaranteed Interest Rate during entire term.

    Principle Guaranteed.

    5-Year Option
    4.9% on deposits under $100,000
    5% on deposits $100,000 and above

    3-Year Option
    4.7% on deposits under $100,000
    4.8% on deposits $100,00 and above

    Ideal for 1035 exchanges and rollovers.

    Rates subject to change. Please call to confirm current interest rates.

    FORM 3YR MYGA-HSL MYGA-2025-3YR FORM 5YR MYGA-HSL MYGA-2025-5YR

Guaranteed Growth

Is a MYGA Annuity
Right for Me?

Yes, if you are looking for stability, predictable growth, and protection from market risk. Guaranteed interest rate for entire contract term with tax deferred growth.

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Hermann Sons Life
A First-Choice Investment

What Is A Fixed Annuity?

An annuity is a secure way to grow your retirement savings while earning a competitive rate of return. By deferring taxes on interest earnings, your money can accumulate more efficiently over time. With flexible payout options, you can tailor distributions to fit your retirement needs.

Our Flexible Premium Deferred Annuity is available for individuals aged 18-89, starting with a minimum deposit of $2,500, and offers a current interest rate of 5% with a guaranteed minimum rate of 2.90%. This approach maximizes your investment and provides favorable returns for a more secure retirement.

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Hermann Sons Life

What is a Multi-Year Guaranteed Annuity?

Our Multi-Year Guaranteed Annuity (MYGA) is available for individuals aged 18-95 with a minimum deposit of $5,000 and a maximum deposit of $1,000,000. The MYGA offers 3 and 5-year options. 5-year option offers a current interest rate of 4.9% under $100,00 premium, 5% on $100,000 and above. The 3-year option offers a current interest rate of 4.7% under $100,000 premium, and 4.8% on $100,000 and above. The MYGA is ideal for 1035 exchanges and rollovers.

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What to Consider When Buying a Fixed Annuity

  • Hermann Sons Life

    A Fixed Annuity is a safe way to accumulate retirement assets but still earn a good rate of return.

  • Hermann Sons Life

    Interest dollars that would otherwise be taxed yearly are left in your account to earn additional interest.

  • Hermann Sons Life

    Flexible payout options are available to meet your retirement needs at the time of distribution.

  • Hermann Sons Life

    Upon death, the value of your annuity passes directly to your beneficiary and bypasses probate.

  • Hermann Sons Life

    Withdrawal options are available within certain guidelines. Contact a life insurance agent for more information.

  • Hermann Sons Life

    Competitive annuity rates ensure your investment grows efficiently, maximizing retirement savings and offering favorable returns.

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Have More Questions?

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    Hermann Sons Life
    WE STRENGTHEN COMMUNITY

    Plan Ahead and Give Back

    For more than a century, Hermann Sons Life has invested its earnings in community service initiatives both large and small. When you invest in a Hermann Sons Life Fixed Annuity, you become a member of an organization dedicated to strengthening the communities in which we live.
    Our members have access to exclusive benefits like a summer youth camp, a dance program for children and teens, a discount program and community service initiatives.

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