Interest-sensitive plans are available for adults (ages 18-70) and juniors (ages 0-17). They can be paid with a single premium or on a monthly, quarterly, semi-annually or annual basis. Plans can be issued from $10,000-$1 million depending on age of insured and premium payment method.
20-Year Limited Pay plans are available for adults (ages 18-70) and juniors (ages 0-17). The adult plan can be issued from $5,000 to $249,000. The junior plan can be issued from $10,000-$50,000. Accidental death, premium waiver and insurability protection riders are available for both.
The SAFE Plan is a single premium product available to adults ages 50-90 and in the amount of $5,000-$50,000. The plan has historically had an increasing death benefit designed to help the death benefit keep up with inflation.
What product is best for you? How much protection do you need?
These questions are best answered through the process of analyzing needs.
