See if our Multi-Year Guaranteed Annuity is right for you with secure growth, competitive rates, and tax-deferred interest for your retirement savings.
Multi-Year Guaranteed Annuity Plans
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Multi-Year Guaranteed Annuity 3-Year Plan
Non-Qualified
Traditional IRA
Roth IRAAges
18-95
Minimum Deposit
$5,000
Maximum Deposit
$1,000,000
Duration
3-year option
Additional Information
Guaranteed Interest Rate during entire term.
Principle Guaranteed.
3-Year Option
4.65% on deposits under $100,000
4.75% on deposits $100,00 and above
Ideal for 1035 exchanges and rollovers.
Rates subject to change. Please call 210-527-9113 to confirm current interest rates.
FORM HSL-MYGA-2025-3YR -
Multi-Year Guaranteed Annuity 5-Year Plan
Non-Qualified
Traditional IRA
Roth IRAAges
18-95
Minimum Deposit
$5,000
Maximum Deposit
$1,000,000
Duration
5-year option
Additional Information
Guaranteed Interest Rate during entire term.
Principle Guaranteed.
5-Year Option
4.95% on deposits under $100,000
5.05% on deposits $100,000 and above
Ideal for 1035 exchanges and rollovers.
Rates subject to change. Please call 210-527-9113 to confirm current interest rates.
FORM HSL-MYGA-2025-5YR
Is a MYGA Annuity
Right for Me?
Yes, if you are looking for stability, predictable growth, and protection from market risk. Guaranteed interest rate for entire contract term with tax deferred growth.
What is a Multi-Year Guaranteed Annuity?
Our Multi-Year Guaranteed Annuity (MYGA) is available for individuals aged 18-95 with a minimum deposit of $5,000 and a maximum deposit of $1,000,000. The MYGA offers 3 and 5-year options. 5-year option offers a current interest rate of 4.95% under $100,00 premium, 5.05% on $100,000 and above. The 3-year option offers a current interest rate of 4.65% under $100,000 premium, and 4.75% on $100,000 and above. The MYGA is ideal for 1035 exchanges and rollovers.
What to Consider When Buying a
Multi-Year Guaranteed Annuity
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3 and 5 year Options
Deposit Amounts
$5,000 Minimum
$1,000,000 Maximum*
Single Premium Annuity -
A MYGA is a safe way to accumulate retirement assets and earn a good rate of return.
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Interest dollars that would otherwise be taxed yearly are left in your account to earn additional interest.
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Upon death, the value of your annuity passes directly to your beneficiary and bypasses probate.
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Withdrawal options are available within certain guidelines. Contact a life insurance agent for more information.
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*Interest rate is locked in and guaranteed for the life of your annuity contract.
We're Here to Help
Plan Ahead and Give Back
For more than a century, Hermann Sons Life has invested its earnings in community service initiatives both large and small. When you invest in a Hermann Sons Life Fixed Annuity, you become a member of an organization dedicated to strengthening the communities in which we live.
Our members have access to exclusive benefits like a summer youth camp, a dance program for children and teens, a discount program and community service initiatives.
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