What type of life insurance product
might be right for you?
Consider 10-Year Renewable Term Life Insurance
Term life insurance provides coverage for a fixed period of time.
Our 10-Year Renewable Term Life Insurance product covers 10 years of time and is renewable to age 90. It can be issued in amounts of $50,000 to $1,000,000. The level of protection you choose should be based on the amount of coverage you need. Issue ages are 18-65, it renews annually after age 65, premiums increase at renewal and it is convertible to whole life to age 70 with no medical underwriting.
Consider 20-Year Term Life Insurance
Term life insurance provides coverage for a fixed period of time.
Our 20-Year Level Term product covers 20 years of time. It is not renewable. It can be issued in amounts of $50,000 to $1,000,000. The level of protection you choose should be based on the amount of coverage you need. It is issued at ages 18-50, the death benefit and premiums never change and it is convertible to whole life with no medical underwriting while in force.
Consider 20-Year Limited Pay Whole Life Insurance
Whole life insurance is designed to provide coverage for your entire life. Our 20-Year Limited Pay Whole Life product
can be issued in amounts of $5,000-$249,999. This plan allows you to pay premiums for 20 years but
have coverage for your entire life. Issue ages are 18 to 70.
Consider Regular Premium Flex Life Insurance
Whole life insurance is designed to provide coverage for your entire life. Our Regular Premium Flex product is interest-sensitive, meaning that the death benefit can increase as you continue to pay into the product. It can be issued in amounts of $25,000-$1,000,000 and you can pay on this product monthly, quarterly, semi-annually or annually. It is issued at ages 18 to 70.
Consider Single Premium Flex Life Insurance
Whole life insurance is designed to provide coverage for your entire life. Our Single Premium Flex Life product is interest-sensitive, meaning that the cash value can grow based on interest rates. It is purchased with one payment and can be issued in amounts of $10,000-$1,000,000 at ages 18 to 70.
Consider combining 20-Year Limited Pay Whole Life Insurance and 10-Year Renewable Term Life Insurance
Purchasing two different types of life insurance may be a good consideration for you.
Our 20-Year Limited Pay Whole Life product can be issued in amounts of $5,000-$249,999. This plan allows you to pay premiums for 20 years but have coverage for your entire life. Issue ages are 18 to 70.
Our 10-Year Renewable Term Life Insurance product covers 10 years of time and is renewable to age 90. It can be issued in amounts of $50,000 to $1,000,000. The level of protection you choose should be based on the amount of coverage you need. Issue ages are 18-65, it renews annually after age 65, premiums increase at renewal and it is convertible to whole life to age 70 with no medical underwriting.
Consider combining Regular Premium Flex Life Insurance and 10-Year Renewable Life Insurance
Purchasing two different types of life insurance may be a good consideration for you.
Regular Premium Flex Life Insurance is designed to provide coverage for your entire life. Our Regular Premium Flex product is interest-sensitive, meaning that the death benefit can increase as you continue to pay into the product. It can be issued in amounts of $25,000-$1,000,000 and you can pay on this product monthly, quarterly, semi-annually or annually. It is issued at ages 18 to 70.
Our 10-Year Renewable Term Life Insurance product covers 10 years of time and is renewable to age 90. It can be issued in amounts of $50,000 to $1,000,000. The level of protection you choose should be based on the amount of coverage you need. Issue ages are 18-65, it renews annually after age 65, premiums increase at renewal and it is convertible to whole life to age 70 with no medical underwriting.
Consider Single Premium Flex Life Insurance
and 10-Year Renewable Life Insurance
Purchasing two different types of life insurance may be a good consideration for you.
Our Single Premium Flex Life product is interest-sensitive meaning that the cash value can grow based on interest rates. It is purchased with one payment and can be issued in amounts of $10,000-$1,000,000 at ages 18 to 70.
Our 10-Year Renewable Term Life Insurance product covers 10 years of time and is renewable to age 90. It can be issued in amounts of $50,000 to $1,000,000. The level of protection you choose should be based on the amount of coverage you need. Issue ages are 18-65, it renews annually after age 65, premiums increase at renewal and it is convertible to whole life to age 70 with no medical underwriting.
Consider combining Regular Premium Flex Life Insurance
and 20-Year Term Life Insurance
Purchasing two different types of life insurance may be a good consideration for you.
Regular Premium Flex Life Insurance is designed to provide coverage for your entire life. Our Regular Premium Flex product is interest-sensitive, meaning that the death benefit can increase as you continue to pay into the product. It can be issued in amounts of $25,000-$1,000,000 and you can pay on this product monthly, quarterly, semi-annually or annually. It is issued at ages 18 to 70.
Our 20-Year Level Term product covers 20 years of time. It is not renewable. It can be issued in amounts of $50,000 to $1,000,000. The level of protection you choose should be based on the amount of coverage you need. It is issued at ages 18-50, the death benefit and premiums never change and it is convertible to whole life with no medical underwriting while in force.
Consider Single Premium Flex Life Insurance
and 20-Year Term Life Insurance
Purchasing two different types of life insurance may be a good consideration for you.
Our Single Premium Flex Life product is interest-sensitive (we need an explanation of what interest-sensitive means here like we did with the one below but I wasn't sure what it was because this is a single premium product). It is purchased with one payment and can be issued in amounts of $10,000-$1,000,000 at ages 18 to 70.
Our 20-Year Level Term product covers 20 years of time. It is not renewable. It can be issued in amounts of $50,000 to $1,000,000. The level of protection you choose should be based on the amount of coverage you need. It is issued at ages 18-50, the death benefit and premiums never change and it is convertible to whole life with no medical underwriting while in force.
Consider Term Life Insurance to Age 70
Term life insurance provides coverage for a fixed period of time.
Our Term to Age 70 product covers to age 70 and is not renewable. It can be issued in amounts of $25,000 to $100,000. The level of protection you choose should be based on the amount of coverage you need. It is issued at ages 50-65, the death benefit and premiums never change and it is convertible to whole life to age 68 with no medical underwriting while in force.
Consider Senior Adult Final Expense Insurance
Whole life insurance is designed to provide coverage for your entire life.
Our Senior Adult Life Insurance product is designed to cover final expenses and can be issued in amounts of $5,000-$50,000. There is modified underwriting with this plan, so some medical conditions are accepted. It is a single premium product issued at ages 50 to 90.
Consider combining Senior Adult Final Expense Insurance
and 10-Year Renewable Life Insurance
Purchasing two different types of life insurance may be a good consideration for you.
Our Senior Adult Life Insurance product is designed to cover final expenses and can be issued in amounts of $5,000-$50,000. There is modified underwriting with this plan, so some medical conditions are accepted. It is a single premium product issued at ages 50 to 90.
Our 10-Year Renewable Term Life Insurance product covers 10 years of time and is renewable to age 90. It can be issued in amounts of $50,000 to $1,000,000. The level of protection you choose should be based on the amount of coverage you need. Issue ages are 18-65, it renews annually after age 65, premiums increase at renewal and it is convertible to whole life to age 70 with no medical underwriting.
Consider the 20-Year Limited Pay Whole Life Insurance and Term Life Insurance to Age 70
Purchasing two different types of life insurance may be a good consideration for you.
Our 20-Year Limited Pay Whole Life product can be issued in amounts of $5,000-$249,999. This plan allows you to pay premiums for 20 years but have coverage for your entire life. Issue ages are 18 to 70.
Our Term to Age 70 product covers to age 70 and is not renewable. It can be issued in amounts of $25,000 to $100,000. The level of protection you choose should be based on the amount of coverage you need. It is issued at ages 50-65, the death benefit and premiums never change and it is convertible to whole life to age 68 with no medical underwriting while in force.
Consider combining Senior Adult Final Expense Insurance
and Term Life Insurance to Age 70
Purchasing two different types of life insurance may be a good consideration for you.
Our Senior Adult Life Insurance product is designed to cover final expenses and can be issued in amounts of $5,000-$50,000. There is modified underwriting with this plan, so some medical conditions are accepted. It is a single premium product issued at ages 18 to 70.
Our Term to Age 70 product covers to age 70 and is not renewable. It can be issued in amounts of $25,000 to $100,000. The level of protection you choose should be based on the amount of coverage you need. It is issued at ages 50-65, the death benefit and premiums never change and it is convertible to whole life to age 68 with no medical underwriting while in force.
This tool is designed to be a simple way for members to determine which of our insurance products best suits their needs.
You should consult with a life insurance advisor before making any purchase.
You should also perform a needs analysis to determine the right amount of coverage to meet the needs of you and your family.
